Where Knowledge and Understanding Meet

Category: Health Insurance

Insight about health insurance.

Affordable Care Act Subsidies: The Premium Tax Credit in Focus

A subsidy is financial help getting something. There are two types of Affordable Care Act subsidies.  One provides assistance getting insurance coverage.  The other helps lower out-of-pocket expenses once the coverage is in place. Affordable Care Act Subsidies in Perspective Of the two types of Affordable Care Act subsidies, the one that helps people afford […]

Marketplace Health Insurance – The Rhyme or Reason for Many

There are a number of benefits to some individuals obtaining marketplace health insurance. The primary factors in deciding are socioeconomic. What is the marketplace?   Marketplace health insurance is coverage obtained through one of the health insurance exchanges operated by the federal government or one of the states. The health insurance marketplace, also called the health insurance […]

How Medicare Works: The nuts and bolts

Knowing how Medicare works is crucial to getting the right coverage and using it properly. It involves knowing what it is, the different parts, who is eligible to receive it, and how and when to obtain it.  What is Medicare insurance?   Medicare insurance is the federal health insurance program for elderly people and younger […]

Choosing Health Insurance

Choosing health insurance that you are satisfied with involves knowing what you want and comparing plans. Costs, benefits and health care flexibility are common concerns. But you should also consider other features. The easiest and least time consuming way to compare major medical products is via an online platform of a health insurance exchange or other […]

Key ACA Provisions That Protect Patients

It is commonplace to either not know or forget that the Affordable Care Act (ACA) is the condensed name for the Patient Protection and Affordable Care Act signed into law on March 23, 2010. Lest anyone believes the full name of the law is a misnomer, some of the key ACA provisions that protect patients […]

Affordable Care Act Health Insurance Metal Levels and What They Mean

The metal level designations of Affordable Care Act health insurance plans reflect their actuarial value. The actuarial value of a health insurance plan is a concept birthed by The Affordable Care Act (ACA). One of its uses is to compare different plan designs and determine the effect that different cost-sharing provisions have on cost sharing. […]

Why Many Struggle Paying Medical Bills despite Having Health Insurance

Many face problems paying medical bills despite having health insurance.  The primary reasons are excessive out-of-pocket costs and uncovered services. Out-of-pocket expenses are the shared portion of the cost of covered benefits that policyholders are expected to pay for the medical services they receive. Failure to be able to meet one’s cost-sharing portion of covered […]

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